I'm Lorenzo Hardy
Independent Financial Adviser for 12
years.Licensed by the National Association of Securities Dealers, the Securities and Exchange Commission as a Registered Investment Adviser on the federal level.

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Archive for the ‘Estate Planning’ Category

Consulting Services

Wednesday, June 17th, 2009

L H Financial Services Inc. gives seminars on the five phases of financial planning. These classes are designed for companies with employees who want to understand taxes, insurance, investments, retirement?and estate planning. The course has five sessions lasting two hours and can be done on or off site depending on employer’s preference. It’s important to note that most workers do not understand their finances and do not contribute to 401k’s or IRA and have a hard time preparing for retirement or any other major events like buying a home or saving for a college education. This course will get them on the right track and promote employee retention, 401k contributions and give them the tools to maximize their paychecks.

Estate Planning

Tuesday, May 26th, 2009

You probably haven’t given it any thought, but consciously or not you have been building your estate during the course of your working life. If you are doing it without thinking about it, then your final result is likely to be that described by the Roman orator Seneca, when he said: ” Our plans miscarry because they have no aim. When a man does not know what harbor he is making for, no wind is the right wind.”

Your estate consist of whatever you own at any time in your life: cash,investments, real and personal property, minus your debts. You will continue to build your estate as long as you receive income, buy stocks and bonds or collectibles, own property and incur bills.

Whatever you have, get, or lose affects your estate, and that has major implications for you both now and in the future.

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