I'm Lorenzo Hardy
Independent Financial Adviser for 12
years.Licensed by the National Association of Securities Dealers, the Securities and Exchange Commission as a Registered Investment Adviser on the federal level.

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Estate Planning

You probably haven’t given it any thought, but consciously or not you have been building your estate during the course of your working life. If you are doing it without thinking about it, then your final result is likely to be that described by the Roman orator Seneca, when he said: ” Our plans miscarry because they have no aim. When a man does not know what harbor he is making for, no wind is the right wind.”

Your estate consist of whatever you own at any time in your life: cash,investments, real and personal property, minus your debts. You will continue to build your estate as long as you receive income, buy stocks and bonds or collectibles, own property and incur bills.

Whatever you have, get, or lose affects your estate, and that has major implications for you both now and in the future.

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